Financial Advisor in Charlotte, MI
Wealth management for Charlotte families
Charlotte sits at a practical crossroads: the Eaton County seat, a manufacturing base led by The Shyft Group, and a deep bench of households who commute up Lansing Road to state government jobs — each with a very different retirement system to plan around.
We help Charlotte families make those systems work together: state pension and 457 decisions for Lansing commuters, 401(k) planning for Shyft and area manufacturers, and county and school retirement elections that only come around once.
About 30 minutes from our Marshall office via I-69. ZIP code served: 48813.
Planning realities we know in Charlotte
State-of-Michigan commuters
State employees choose among pension tiers, 401(k)/457 plans, and retiree insurance rules that read like statute — because they are. We translate them into one clear income plan alongside Social Security and personal savings.
Shyft Group and manufacturing 401(k)s
Manufacturing careers around Charlotte build 401(k) balances that eventually need to become monthly income. We handle the rollover decisions, the drawdown order, and the taxes on the way out.
School and county employees
MPSERS pension options, 403(b) side accounts, and retiree health eligibility interact in ways that are easy to misread. We check the whole picture before you file the paperwork.
Services for Charlotte households
Questions we hear from Charlotte
My retirement is mostly a state pension. Do I still need planning?
Arguably more — pension elections are irrevocable, and survivor choices, insurance rules, and tax withholding still have to be right. We make sure the one-time decisions are made with full information.
How do you charge?
A transparent, fee-based advisory fee on managed assets — no commissions. Households with $250,000+ under management also receive personal tax preparation at no extra advisory fee.
Where do we meet?
Our Marshall office is about 30 minutes down I-69; phone and video work well between annual in-person reviews.
Talk with an advisor about Charlotte
Tell us a little about your situation. We'll follow up within one business day.
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