Tax Planning
Taxes quietly shape your results for decades. With a CPA on staff, we coordinate tax and investment decisions together — and these articles break down the strategies, from Roth conversions to harvesting losses, in plain English.
Tax-Efficient Ways to Pass On Money to Your Heirs
Three tax-efficient ways to pass on money to your heirs: the step-up in basis, Roth conversions, and lifetime gifting, explained in plain English.
Roth Conversions to Help Your Heirs Save on Taxes
How Roth conversions can help your heirs save on taxes by shifting the tax bill to a lower rate now, so they inherit a Roth IRA free of income tax.
Three Tax-Loss Harvesting Moves That Lower Taxes
Three tax-loss harvesting moves that lower your tax bill: offsetting gains, deducting against income, and resetting cost basis without breaking your plan.
Taxable Doesn't Mean Bad: It Means Opportunity
A taxable brokerage account isn't a tax trap. Here's how the flexibility and tax rules of taxable accounts create real planning opportunities.
Smart Charitable Giving With a Donor-Advised Fund
How a donor-advised fund makes charitable giving smarter: take the deduction now, give over time, and donate appreciated stock to skip capital gains tax.
How $1M Becomes $4 Million Tax-Free in a Roth Account
See how roughly $1M can grow to $4 million tax-free in a Roth account through decades of compounding, and why the account type shapes what you keep.
Roth Conversions in a Down Year for Business Owners
A down business year can be the right time for a Roth conversion. Learn how lower income lets owners move pre-tax savings to a Roth at a smaller tax cost.