Retirement
Retirement rarely goes well by accident. These articles cover the decisions that matter most before and during retirement — how much you can safely spend, how to lower risk as you draw down, and how to make your savings last.
Can an Uncorrelated Asset Help Your Retirement Portfolio Last Longer?
A fair look at the traditional 60/40 portfolio versus a 60/20/20 approach that adds an uncorrelated asset such as an indexed annuity, CD, or cash.
I Have $1 Million Saved. Can I Retire in 2026?
Reaching $1 million is a real milestone, but it does not automatically mean you are ready to retire. Here are the four questions that matter more than your account balance.
Why Average Returns Don't Tell the Whole Story in Retirement
Average returns are a useful benchmark, but in retirement the order of those returns matters just as much as the average. Here's why sequence of returns risk is the hidden variable in every retirement withdrawal plan.
What Are Your Options for a 401(k) When You Leave Your Employer?
Changing jobs? You generally have four options for your 401(k): leave it, roll it to a new plan, roll it to an IRA, or cash it out. Here's what to know about each one before you decide.
The 7 Biggest Retirement Mistakes We See in 2026 (And How to Avoid Them)
From claiming Social Security at the wrong time to ignoring healthcare costs, these are the seven retirement planning mistakes we see most often — and what you can do about each one.
Decreasing Portfolio Risk in Retirement: A Plain Guide
Learn practical ways to decrease portfolio risk in retirement, protect income from market drops, and coordinate investment and tax decisions together.
100% Stocks in Retirement? What to Weigh First
Should you hold 100% stocks in retirement? Learn the case for and against an all-equity portfolio, the real risks involved, and who it may fit best.
The Bucket Strategy for Retirement: How We Do It
Learn how the bucket strategy for retirement organizes savings by time horizon to protect income, reduce panic selling, and coordinate taxes.
Why Monte Carlo Simulations Beat Guesswork in Retirement
See how Monte Carlo simulations stress-test a retirement plan across thousands of markets so you can plan with probabilities instead of guesswork.
Why Sequence of Return Risk Can Derail Retirement Plans
Understand sequence of return risk, why early retirement losses hurt most, and practical ways to protect retirement income when markets fall.
Understanding TIAA Traditional for College Employees
A plain guide to TIAA Traditional for college employees: how the annuity works, its guarantees, the liquidity tradeoffs, and questions to ask before you commit.
What Is the Rule of 55? Early 401(k) Access Explained
What is the Rule of 55? Learn how it lets you tap a 401(k) penalty-free after leaving a job at 55, who qualifies, and the tax traps to avoid.
Penalty-Free Retirement Plan Withdrawals: A Clear Guide
Penalty-free retirement plan withdrawals before age 59½ are possible through specific exceptions. Learn the rules to reach your money without the penalty.